Installing a solar thermal panel, insulating a building, redoing floors and fixtures to avoid the dispersion of precious energy, are without a doubt some of the most effective measures to save on energy bills , while improving the quality of the home environment. Long-term savings are guaranteed, but often the costs for a house’s energy requalification are very high and not everyone has a nice nest egg to face the initial financing.
Making use of a loan for the energy upgrading of buildings can be a valid option, provided you choose really convenient Find.
One of the most competitive Find offered by banks for energy efficiency interventions is the Save Energy Plus of Biesto Gresto . Let’s look at the features together.
The credit institute finances all the main interventions for reducing the energy needs of a building : from interventions to increase natural light to those for passive heating and cooling of the house. In addition, all interventions to improve the thermal efficiency of a building, from windows to flooring insulation, are also subject to a loan. As far as solar panels are concerned, the Save Energy Plus loan allows access to a loan for the installation of solar thermal panels, aimed at the production of hot water for sanitary use.
All legal persons who present a valid project for improving the energy efficiency of their building can access the loan.
The loan amount can cover 100% of the cost of energy upgrading works , up to a maximum limit established by the bank in 300 thousand euros. The maximum loan repayment duration is 10 years, the pre-amortization can be a maximum of one year and must fall within the ten years, while the rate can be fixed or variable, based on the agreements. The loan is mortgage and / or unsecured. The repayment of the installments can take place monthly, quarterly or every six months. With regard to the preliminary investigation costs, in the case of a mortgage loan, they amount to 250 euros, while the unsecured Find loans cost 100 euros.